The SME cash productivity puzzle
Productivity is a buzzword in business, usually referring to the UK’s poor record of output… Continue reading →
View ArticleA rebuttal of rapid
Getting a purchase delivered by first class post used to be the premium option. Then ‘guaranteed within 48 hours’ came along. Pretty soon ‘next day delivery’ emerged. Now, if you live in the right...
View Article“This is not a savings gap. It is a savings crisis.”
Mind the gap… “This is not a savings gap. It is a savings crisis.” Strident views in a report from the (small c) conservative accountants KPMG imploring the Government to address, with clarity and...
View ArticleA bond to boot into row Z
Harnessing your emotional well-being to the fortunes of your football club is one thing, but putting the return on your savings at the mercy of dodgy refereeing decisions, managerial touchline bans and...
View ArticleHow offset can beat the saving rates upset
With UK instant access savings rates struggling to get above 1.1 per cent after this summer’s Bank of England’s base rate cut, a calculation by This is Money caught my eye. A borrower with a £100,000...
View ArticleWith the benefit of foresight
Who said this about the UK’s recent (and ongoing) monetary policy? “Essentially it makes the rich richer and makes life difficult for ordinary savers.” Jeremy Corbyn, do you think? His shadow...
View ArticleReady, offset, go!
In a poll of brokers by Mortgage Solutions, more than half said a broader choice of offset mortgage product options would help them advise more customers about the deals. We’ve certainly been doing our...
View ArticleBTL: compel, comply, cough up
Santander found itself the focus of a kerfuffle hosted by Mortgage Strategy over its Buy to Let mortgage contract clause requiring landlords to secure the “the maximum increase in the rent which can...
View ArticleSavers, feel the mutual love
Building societies continue to demonstrate that they offer greater value to long-suffering savers than banks… Continue reading →
View ArticleIt’s time for lenders to take a stand and expos to deliver
Yes, it’s expo season. Like many lenders, we’re on the road. Pitching up at hotels… Continue reading →
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